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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,267 | $202,342-84.5% | $172,752-81.9% | $152,897-79.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.99% | 1029.83%-1010.8pp | 802.97%-784.0pp | 345.43%-326.4pp |
| Employer contribution / active EE | $1,797 | $5,858-69.3% | $5,144-65.1% | $4,764-62.3% |
| Participant deferral / active EE | $8,375 | $5,948+40.8% | $5,198+61.1% | $5,851+43.1% |
| Admin fee / account holder | $438 | $17,111-97.4% | $13,955-96.9% | $11,599-96.2% |