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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,846 | $100,911-14.9% | $90,440-5.1% | $158,966-46.0% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 24.27% | 1726.62%-1702.4pp | 1294.38%-1270.1pp | 302.95%-278.7pp |
| Employer contribution / active EE | $516 | $3,690-86.0% | $3,263-84.2% | $4,762-89.2% |
| Participant deferral / active EE | $10,419 | $4,348+139.6% | $3,964+162.9% | $5,983+74.1% |
| Admin fee / account holder | $225 | $6,507-96.5% | $5,615-96.0% | $11,250-98.0% |