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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,454 | $202,342-66.2% | $172,753-60.4% | $152,909-55.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.56% | 1029.88%-1009.3pp | 803.00%-782.4pp | 345.46%-324.9pp |
| Employer contribution / active EE | $2,369 | $5,857-59.6% | $5,144-53.9% | $4,764-50.3% |
| Participant deferral / active EE | $10,190 | $5,948+71.3% | $5,198+96.0% | $5,851+74.1% |
| Admin fee / account holder | $951 | $17,112-94.4% | $13,956-93.2% | $11,601-91.8% |