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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,634 | $71,480-43.2% | $90,782-55.2% | $64,173-36.7% |
| Participation rate | 96.2% | 77.6%+18.6pp | 82.7%+13.5pp | 69.6%+26.6pp |
| Annual return | -8.32% | -4.25%-4.1pp | -3.42%-4.9pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,723 | $3,415-49.5% | $4,105-58.0% | $2,381-27.6% |
| Participant deferral / active EE | $3,106 | $4,302-27.8% | $5,366-42.1% | $3,470-10.5% |
| Admin fee / account holder | $5,193 | $6,309-17.7% | $5,908-12.1% | $4,887+6.3% |