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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,083 | $56,287-18.1% | $80,977-43.1% | $62,881-26.7% |
| Participation rate | 69.4% | 68.9%+0.5pp | 75.8%-6.4pp | 69.3%+0.1pp |
| Annual return | 7.75% | 22.13%-14.4pp | 17.11%-9.4pp | 20.14%-12.4pp |
| Employer contribution / active EE | $4,303 | $1,943+121.5% | $3,715+15.8% | $2,281+88.7% |
| Participant deferral / active EE | $6,994 | $4,196+66.7% | $5,696+22.8% | $3,203+118.4% |
| Admin fee / account holder | $581 | $3,742-84.5% | $5,517-89.5% | $4,296-86.5% |