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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,653 | $199,109-86.6% | $173,730-84.7% | $154,746-82.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.25% | 20.02%-4.8pp | 19.96%-4.7pp | 172.34%-157.1pp |
| Employer contribution / active EE | $5,892 | $5,311+10.9% | $4,577+28.7% | $4,379+34.6% |
| Participant deferral / active EE | $3,132 | $7,113-56.0% | $6,326-50.5% | $6,730-53.5% |
| Admin fee / account holder | $735 | $20,916-96.5% | $17,523-95.8% | $14,365-94.9% |