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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,653 | $254,759-89.5% | $216,567-87.7% | $198,609-86.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 15.25% | 10.04%+5.2pp | 12.94%+2.3pp | 202.70%-187.4pp |
| Employer contribution / active EE | $5,892 | $6,096-3.4% | $5,216+13.0% | $5,055+16.5% |
| Participant deferral / active EE | $3,132 | $6,948-54.9% | $6,191-49.4% | $6,977-55.1% |
| Admin fee / account holder | $735 | $26,311-97.2% | $21,981-96.7% | $19,030-96.1% |