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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,701 | $100,970-36.9% | $96,576-34.0% | $137,256-53.6% |
| Participation rate | 80.0% | 82.6%-2.6pp | 81.4%-1.4pp | 80.0%0pp |
| Annual return | 17.25% | 38.16%-20.9pp | 38.47%-21.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $3,192 | $3,809-16.2% | $3,553-10.2% | $4,156-23.2% |
| Participant deferral / active EE | $6,665 | $8,286-19.6% | $7,956-16.2% | $6,407+4.0% |
| Admin fee / account holder | $9,274 | $11,312-18.0% | $11,381-18.5% | $12,270-24.4% |