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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,651 | $209,422+169.1% | $178,503+215.8% | $158,982+254.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.88% | 188.81%-176.9pp | 151.12%-139.2pp | 302.99%-291.1pp |
| Employer contribution / active EE | $1,279 | $5,707-77.6% | $5,011-74.5% | $4,763-73.1% |
| Participant deferral / active EE | $69 | $5,955-98.8% | $5,202-98.7% | $5,983-98.9% |
| Admin fee / account holder | $549 | $17,079-96.8% | $13,987-96.1% | $11,252-95.1% |