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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,601 | $85,766+12.6% | $136,297-29.1% | $70,124+37.8% |
| Participation rate | 78.6% | 74.2%+4.4pp | 81.9%-3.3pp | 69.5%+9.0pp |
| Annual return | 18.39% | 31.45%-13.1pp | 5156.19%-5137.8pp | 73.14%-54.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $6,665 | $5,051+31.9% | $6,247+6.7% | $3,332+100.0% |
| Admin fee / account holder | $2,306 | $5,420-57.5% | $9,244-75.1% | $4,645-50.4% |