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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,496 | $81,664-87.1% | $70,476-85.1% | $158,966-93.4% |
| Participation rate | 33.3% | 77.7%-44.4pp | 75.1%-41.7pp | 82.0%-48.6pp |
| Annual return | 47.38% | 208.59%-161.2pp | 109.12%-61.7pp | 302.95%-255.6pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,738-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,724 | $4,556+25.6% | $3,710+54.3% | $5,983-4.3% |
| Admin fee / account holder | $27 | $6,197-99.6% | $3,847-99.3% | $11,250-99.8% |