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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,332 | $167,353+122.5% | $143,797+158.9% | $134,545+176.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.47% | 0.48%-16.0pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $12,603 | $5,620+124.2% | $4,952+154.5% | $4,742+165.8% |
| Participant deferral / active EE | $14,900 | $6,447+131.1% | $5,638+164.3% | $6,401+132.8% |
| Admin fee / account holder | $213,591 | $18,096+1080.3% | $14,679+1355.1% | $11,431+1768.6% |