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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,001 | $47,848-28.9% | $81,473-58.3% | $70,126-51.5% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 18.17% | 27.25%-9.1pp | 38.78%-20.6pp | 73.15%-55.0pp |
| Employer contribution / active EE | $1,864 | $1,527+22.0% | $2,568-27.4% | $2,343-20.4% |
| Participant deferral / active EE | $3,049 | $2,453+24.3% | $3,537-13.8% | $3,332-8.5% |
| Admin fee / account holder | $13,243 | $3,145+321.1% | $4,561+190.3% | $4,645+185.1% |