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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,822 | $126,113+237.7% | $116,096+266.8% | $155,188+174.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 24.53% | 391.72%-367.2pp | 326.25%-301.7pp | 148.84%-124.3pp |
| Employer contribution / active EE | $31,470 | $2,672+1077.9% | $2,503+1157.0% | $4,248+640.8% |
| Participant deferral / active EE | $13,981 | $4,162+235.9% | $3,952+253.8% | $6,531+114.1% |
| Admin fee / account holder | $9,950 | $8,045+23.7% | $7,704+29.2% | $14,480-31.3% |