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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,980 | $95,188-59.0% | $76,518-49.1% | $135,379-71.2% |
| Participation rate | 22.7% | 74.4%-51.7pp | 68.0%-45.3pp | 82.6%-59.9pp |
| Annual return | -9.53% | 4.85%-14.4pp | -0.27%-9.3pp | 519.79%-529.3pp |
| Employer contribution / active EE | $227 | $3,303-93.1% | $2,647-91.4% | $4,779-95.3% |
| Participant deferral / active EE | $1,564 | $4,640-66.3% | $3,836-59.2% | $5,609-72.1% |
| Admin fee / account holder | $0 | $6,249-100.0% | $4,849-100.0% | $10,828-100.0% |