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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,192 | $75,183-53.2% | $123,894-71.6% | $55,167-36.2% |
| Participation rate | 20.0% | 72.8%-52.8pp | 81.4%-61.4pp | 69.0%-49.0pp |
| Annual return | 7.10% | 19.01%-11.9pp | 47.52%-40.4pp | 169.23%-162.1pp |
| Employer contribution / active EE | $841 | $2,823-70.2% | $4,617-81.8% | $1,963-57.2% |
| Participant deferral / active EE | $1,902 | $5,084-62.6% | $5,984-68.2% | $3,054-37.7% |
| Admin fee / account holder | $121 | $663-81.7% | $8,357-98.5% | $504-75.9% |