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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,161 | $175,259-54.8% | $149,723-47.1% | $139,487-43.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.37% | 166.82%-149.5pp | 134.50%-117.1pp | 373.84%-356.5pp |
| Employer contribution / active EE | $2,521 | $5,478-54.0% | $4,821-47.7% | $4,755-47.0% |
| Participant deferral / active EE | $5,641 | $6,522-13.5% | $5,682-0.7% | $6,713-16.0% |
| Admin fee / account holder | $3,055 | $16,158-81.1% | $13,215-76.9% | $11,407-73.2% |