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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,015 | $76,551-81.7% | $123,894-88.7% | $62,881-77.7% |
| Participation rate | 72.0% | 73.0%-1.0pp | 81.4%-9.4pp | 69.3%+2.7pp |
| Annual return | 99.51% | 18.68%+80.8pp | 47.52%+52.0pp | 20.14%+79.4pp |
| Employer contribution / active EE | $1,099 | $2,882-61.9% | $4,617-76.2% | $2,281-51.8% |
| Participant deferral / active EE | $2,627 | $4,840-45.7% | $5,984-56.1% | $3,203-18.0% |
| Admin fee / account holder | $1,942 | $4,826-59.7% | $8,357-76.8% | $4,296-54.8% |