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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,785 | $67,823+32.4% | $52,425+71.3% | $137,256-34.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 15.64% | 219.11%-203.5pp | 302.12%-286.5pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,704 | $1,163+132.5% | $914+195.8% | $4,156-34.9% |
| Participant deferral / active EE | $16,169 | $2,288+606.7% | $1,790+803.1% | $6,407+152.4% |
| Admin fee / account holder | $712 | $2,844-75.0% | $2,495-71.4% | $12,270-94.2% |