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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,588 | $76,519-15.6% | $56,025+15.3% | $145,897-55.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 11.84% | 3017.03%-3005.2pp | 1712.69%-1700.9pp | 552.29%-540.5pp |
| Employer contribution / active EE | $2,728 | $1,383+97.2% | $1,042+161.9% | $4,663-41.5% |
| Participant deferral / active EE | $15,951 | $2,624+507.8% | $1,955+716.1% | $6,689+138.5% |
| Admin fee / account holder | $513 | $3,331-84.6% | $2,828-81.8% | $13,390-96.2% |