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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,686 | $90,486-13.0% | $78,6760% | $273,972-71.3% |
| Participation rate | 46.2% | 76.5%-30.4pp | 73.6%-27.4pp | 83.0%-36.9pp |
| Annual return | 6.55% | 75.62%-69.1pp | 62.19%-55.6pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,389 | $3,175-56.3% | $2,850-51.3% | $4,869-71.5% |
| Participant deferral / active EE | $4,070 | $3,901+4.3% | $3,517+15.7% | $5,287-23.0% |
| Admin fee / account holder | $936 | $5,263-82.2% | $4,510-79.3% | $10,133-90.8% |