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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,377 | $56,200-17.5% | $67,653-31.4% | $59,633-22.2% |
| Participation rate | 64.1% | 71.5%-7.4pp | 75.7%-11.6pp | 68.7%-4.6pp |
| Annual return | 0.46% | 18506.71%-18506.3pp | 6625.22%-6624.8pp | 2041.40%-2040.9pp |
| Employer contribution / active EE | $399 | $1,615-75.3% | $2,266-82.4% | $2,203-81.9% |
| Participant deferral / active EE | $1,598 | $2,843-43.8% | $3,560-55.1% | $3,192-49.9% |
| Admin fee / account holder | $4,151 | $3,959+4.8% | $4,821-13.9% | $4,297-3.4% |