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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,143 | $192,829+28.2% | $142,516+73.4% | $139,466+77.2% |
| Participation rate | 66.7% | 81.4%-14.8pp | 76.8%-10.1pp | 80.3%-13.7pp |
| Annual return | 10.80% | 17.99%-7.2pp | 19.99%-9.2pp | 373.66%-362.9pp |
| Employer contribution / active EE | $3,875 | $5,808-33.3% | $4,849-20.1% | $4,754-18.5% |
| Participant deferral / active EE | $5,925 | $7,200-17.7% | $6,280-5.7% | $6,712-11.7% |
| Admin fee / account holder | $1,293 | $15,120-91.4% | $10,008-87.1% | $11,409-88.7% |