See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 65-0608221 | Recordkeeping | $306,337 |
LPL FINANCIAL8 years Service code 26 · EIN 04-3046611 | Advisory (Participants) | $125,146 |
HUMAN CAPITAL CONCEPTS, LLC8 years Service code 14 · EIN 26-0177492 | Plan Administrator | $43,919 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,722 | $122,186-68.3% | $146,958-73.7% | $199,593-80.6% |
| Participation rate | 65.6% | 78.3%-12.7pp | 82.2%-16.6pp | 72.0%-6.4pp |
| Annual return | 15.02% | 30.56%-15.5pp | 418.34%-403.3pp | 34.25%-19.2pp |
| Employer contribution / active EE | $1,614 | $4,093-60.6% | $4,933-67.3% | $3,034-46.8% |
| Participant deferral / active EE | $4,576 | $8,502-46.2% | $8,070-43.3% | $5,087-10.0% |
| Admin fee / account holder | $194 | $179+8.7% | $12,998-98.5% | $269-27.7% |