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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,149 | $115,810-15.3% | $101,271-3.1% | $158,966-38.3% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 1.29% | 56.15%-54.9pp | 46.48%-45.2pp | 302.95%-301.7pp |
| Employer contribution / active EE | $2,089 | $4,175-50.0% | $3,660-42.9% | $4,762-56.1% |
| Participant deferral / active EE | $3,660 | $4,958-26.2% | $4,371-16.3% | $5,983-38.8% |
| Admin fee / account holder | $2,774 | $7,248-61.7% | $5,948-53.4% | $11,250-75.3% |