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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,769 | $185,312-6.8% | $161,489+7.0% | $154,746+11.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.04% | 103.84%-87.8pp | 89.72%-73.7pp | 172.34%-156.3pp |
| Employer contribution / active EE | $11,183 | $4,769+134.5% | $4,268+162.0% | $4,379+155.4% |
| Participant deferral / active EE | $9,365 | $6,350+47.5% | $5,630+66.3% | $6,730+39.1% |
| Admin fee / account holder | $6,269 | $18,654-66.4% | $16,006-60.8% | $14,365-56.4% |