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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,800 | $93,117-95.9% | $77,096-95.1% | $134,532-97.2% |
| Participation rate | 83.3% | 74.5%+8.8pp | 67.9%+15.4pp | 81.2%+2.1pp |
| Annual return | 0.00% | 62.67%-62.7pp | 42.35%-42.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,111 | $3,420-38.3% | $2,814-25.0% | $4,741-55.5% |
| Participant deferral / active EE | $3,641 | $5,241-30.5% | $4,429-17.8% | $6,401-43.1% |
| Admin fee / account holder | $493 | $6,948-92.9% | $5,428-90.9% | $11,429-95.7% |