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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,521 | $175,231-14.1% | $149,696+0.6% | $139,466+7.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.75% | 166.77%-148.0pp | 134.46%-115.7pp | 373.66%-354.9pp |
| Employer contribution / active EE | $1,299 | $5,478-76.3% | $4,821-73.1% | $4,754-72.7% |
| Participant deferral / active EE | $5,108 | $6,521-21.7% | $5,682-10.1% | $6,712-23.9% |
| Admin fee / account holder | $302 | $16,155-98.1% | $13,212-97.7% | $11,409-97.4% |