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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,631 | $172,111+23.0% | $150,298+40.8% | $137,256+54.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.64% | 69.37%-51.7pp | 62.79%-45.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $7,353 | $4,636+58.6% | $4,154+77.0% | $4,156+76.9% |
| Participant deferral / active EE | $6,055 | $6,166-1.8% | $5,453+11.0% | $6,407-5.5% |
| Admin fee / account holder | $706 | $16,471-95.7% | $14,116-95.0% | $12,270-94.2% |