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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,301 | $150,446-62.6% | $136,297-58.7% | $147,585-61.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 26.76% | 1049.14%-1022.4pp | 5156.19%-5129.4pp | 578.58%-551.8pp |
| Employer contribution / active EE | $7,569 | $5,256+44.0% | $4,696+61.2% | $4,876+55.2% |
| Participant deferral / active EE | $7,659 | $6,631+15.5% | $6,247+22.6% | $5,439+40.8% |
| Admin fee / account holder | $1,832 | $10,906-83.2% | $9,244-80.2% | $10,886-83.2% |