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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,484 | $232,540-97.6% | $185,117-97.0% | $147,585-96.3% |
| Participation rate | 83.3% | 82.4%+1.0pp | 77.3%+6.1pp | 82.8%+0.5pp |
| Annual return | 16.34% | 43.03%-26.7pp | 40.50%-24.2pp | 578.58%-562.2pp |
| Employer contribution / active EE | $1,613 | $5,195-69.0% | $4,182-61.4% | $4,876-66.9% |
| Participant deferral / active EE | $1,757 | $5,834-69.9% | $5,045-65.2% | $5,439-67.7% |
| Admin fee / account holder | $329 | $10,275-96.8% | $8,159-96.0% | $10,886-97.0% |