Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,369 | $71,873+14.6% | $86,698-5.0% | $68,490+20.3% |
| Participation rate | 54.1% | 72.2%-18.2pp | 76.6%-22.5pp | 67.9%-13.8pp |
| Annual return | -19.56% | 3.54%-23.1pp | 35.96%-55.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $770 | $2,173-64.6% | $2,837-72.8% | $2,597-70.3% |
| Participant deferral / active EE | $1,864 | $3,779-50.7% | $4,656-60.0% | $4,028-53.7% |
| Admin fee / account holder | $3,397 | $6,110-44.4% | $7,492-54.7% | $5,403-37.1% |