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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,705 | $105,158+20.5% | $94,672+33.8% | $139,487-9.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 24.03% | 38.11%-14.1pp | 156.89%-132.9pp | 373.84%-349.8pp |
| Employer contribution / active EE | $3,066 | $4,107-25.4% | $3,673-16.5% | $4,755-35.5% |
| Participant deferral / active EE | $11,181 | $7,599+47.1% | $7,417+50.7% | $6,713+66.6% |
| Admin fee / account holder | $1,599 | $8,972-82.2% | $7,222-77.9% | $11,407-86.0% |