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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,658 | $150,446-87.6% | $136,297-86.3% | $147,585-87.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.12% | 1049.14%-1031.0pp | 5156.19%-5138.1pp | 578.58%-560.5pp |
| Employer contribution / active EE | $4,171 | $5,256-20.6% | $4,696-11.2% | $4,876-14.5% |
| Participant deferral / active EE | $2,412 | $6,631-63.6% | $6,247-61.4% | $5,439-55.7% |
| Admin fee / account holder | $1,661 | $10,906-84.8% | $9,244-82.0% | $10,886-84.7% |