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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,315 | $185,312-46.4% | $161,489-38.5% | $154,746-35.8% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 11.25% | 103.84%-92.6pp | 89.72%-78.5pp | 172.34%-161.1pp |
| Employer contribution / active EE | $1,679 | $4,769-64.8% | $4,268-60.7% | $4,379-61.7% |
| Participant deferral / active EE | $7,183 | $6,350+13.1% | $5,630+27.6% | $6,730+6.7% |
| Admin fee / account holder | $3,718 | $18,654-80.1% | $16,006-76.8% | $14,365-74.1% |