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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,576 | $97,732+29.5% | $83,831+51.0% | $135,380-6.5% |
| Participation rate | 87.5% | 80.0%+7.5pp | 76.1%+11.4pp | 82.6%+4.9pp |
| Annual return | 292.98% | 1287.56%-994.6pp | 850.99%-558.0pp | 519.81%-226.8pp |
| Employer contribution / active EE | $2,523 | $4,222-40.2% | $3,631-30.5% | $4,779-47.2% |
| Participant deferral / active EE | $3,361 | $4,683-28.2% | $4,082-17.7% | $5,609-40.1% |
| Admin fee / account holder | $23,334 | $6,675+249.6% | $5,479+325.9% | $10,828+115.5% |