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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,862 | $60,352+9.1% | $74,185-11.2% | $62,881+4.7% |
| Participation rate | 69.0% | 72.7%-3.7pp | 76.6%-7.6pp | 69.3%-0.3pp |
| Annual return | 0.00% | 21.37%-21.4pp | 17.74%-17.7pp | 20.14%-20.1pp |
| Employer contribution / active EE | $828 | $1,680-50.7% | $2,370-65.0% | $2,281-63.7% |
| Participant deferral / active EE | $1,795 | $2,856-37.2% | $3,550-49.4% | $3,203-44.0% |
| Admin fee / account holder | $6,836 | $4,261+60.4% | $5,586+22.4% | $4,296+59.1% |