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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,598 | $96,678-71.5% | $86,640-68.1% | $139,466-80.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.64% | 106.69%-97.0pp | 592.52%-582.9pp | 373.66%-364.0pp |
| Employer contribution / active EE | $5,219 | $3,265+59.8% | $3,024+72.6% | $4,754+9.8% |
| Participant deferral / active EE | $16,928 | $4,837+250.0% | $4,438+281.4% | $6,712+152.2% |
| Admin fee / account holder | $55,176 | $6,410+760.8% | $5,616+882.5% | $11,409+383.6% |