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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,666 | $90,607-6.6% | $79,467+6.5% | $135,380-37.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -10.86% | 977.74%-988.6pp | 718.30%-729.2pp | 519.81%-530.7pp |
| Employer contribution / active EE | $6,827 | $3,068+122.5% | $2,800+143.8% | $4,779+42.9% |
| Participant deferral / active EE | $6,867 | $4,050+69.5% | $3,704+85.4% | $5,609+22.4% |
| Admin fee / account holder | $362 | $5,895-93.9% | $5,104-92.9% | $10,828-96.7% |