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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,412 | $107,368+25.2% | $92,915+44.7% | $152,909-12.1% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 23.99% | 145.64%-121.6pp | 109.45%-85.5pp | 345.46%-321.5pp |
| Employer contribution / active EE | $2,163 | $4,222-48.8% | $3,653-40.8% | $4,764-54.6% |
| Participant deferral / active EE | $6,233 | $4,848+28.6% | $4,238+47.1% | $5,851+6.5% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,796-100.0% | $11,601-100.0% |