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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,953 | $181,896+45.1% | $156,551+68.6% | $273,972-3.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.51% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $2,864 | $6,248-54.2% | $5,501-47.9% | $4,869-41.2% |
| Participant deferral / active EE | $11,883 | $5,550+114.1% | $4,871+144.0% | $5,287+124.8% |
| Admin fee / account holder | $31,338 | $15,560+101.4% | $13,028+140.5% | $10,133+209.3% |