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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,071 | $138,102-70.3% | $125,381-67.2% | $134,532-69.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.64% | 750.73%-771.4pp | 572.31%-592.9pp | 418.27%-438.9pp |
| Employer contribution / active EE | $7,171 | $5,245+36.7% | $4,815+48.9% | $4,741+51.3% |
| Participant deferral / active EE | $11,827 | $7,801+51.6% | $7,448+58.8% | $6,401+84.8% |
| Admin fee / account holder | $3,039 | $11,568-73.7% | $10,007-69.6% | $11,429-73.4% |