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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,093 | $99,345-46.6% | $84,753-37.4% | $273,972-80.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 14.69% | 22.93%-8.2pp | 22.78%-8.1pp | 41.46%-26.8pp |
| Employer contribution / active EE | $1,903 | $4,214-54.8% | $3,574-46.8% | $4,869-60.9% |
| Participant deferral / active EE | $1,984 | $4,270-53.5% | $3,712-46.6% | $5,287-62.5% |
| Admin fee / account holder | $374 | $6,645-94.4% | $5,333-93.0% | $10,133-96.3% |