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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,884 | $150,446+96.7% | $136,297+117.1% | $147,585+100.5% |
| Participation rate | 95.0% | 84.4%+10.6pp | 81.9%+13.1pp | 82.8%+12.2pp |
| Annual return | 16.39% | 1049.14%-1032.8pp | 5156.19%-5139.8pp | 578.58%-562.2pp |
| Employer contribution / active EE | $10,656 | $5,256+102.7% | $4,696+126.9% | $4,876+118.5% |
| Participant deferral / active EE | $2,068 | $6,631-68.8% | $6,247-66.9% | $5,439-62.0% |
| Admin fee / account holder | $6,826 | $10,906-37.4% | $9,244-26.2% | $10,886-37.3% |