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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,822 | $64,719-60.1% | $112,249-77.0% | $68,486-62.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.48%-27.5pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,242 | $2,747-18.4% | $3,636-38.3% | $2,597-13.6% |
| Participant deferral / active EE | $4,427 | $3,565+24.2% | $4,729-6.4% | $4,028+9.9% |
| Admin fee / account holder | $372 | $5,232-92.9% | $6,412-94.2% | $5,404-93.1% |