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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,388 | $167,533-31.7% | $151,645-24.6% | $134,545-15.0% |
| Participation rate | 52.4% | 88.4%-36.0pp | 87.5%-35.1pp | 81.2%-28.9pp |
| Annual return | -19.96% | 7.81%-27.8pp | 3.34%-23.3pp | 418.37%-438.3pp |
| Employer contribution / active EE | $1,949 | $6,828-71.5% | $6,165-68.4% | $4,742-58.9% |
| Participant deferral / active EE | $7,744 | $8,985-13.8% | $8,363-7.4% | $6,401+21.0% |
| Admin fee / account holder | $3,479 | $13,781-74.8% | $11,614-70.0% | $11,431-69.6% |