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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,624 | $81,494-53.8% | $133,978-71.9% | $73,497-48.8% |
| Participation rate | 87.7% | 76.4%+11.3pp | 79.8%+7.8pp | 70.7%+17.0pp |
| Annual return | 18.11% | 19.40%-1.3pp | 45.10%-27.0pp | 28.51%-10.4pp |
| Employer contribution / active EE | $2,328 | $2,210+5.3% | $3,919-40.6% | $2,270+2.5% |
| Participant deferral / active EE | $4,055 | $3,787+7.1% | $5,047-19.7% | $3,740+8.4% |
| Admin fee / account holder | $0 | $713-100.0% | $8,930-100.0% | $513-100.0% |