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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,654 | $56,197-59.7% | $67,652-66.5% | $59,633-62.0% |
| Participation rate | 46.9% | 71.5%-24.6pp | 75.7%-28.8pp | 68.7%-21.8pp |
| Annual return | 5.51% | 18508.10%-18502.6pp | 6625.40%-6619.9pp | 2041.45%-2035.9pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,468 | $2,844-48.4% | $3,560-58.8% | $3,192-54.0% |
| Admin fee / account holder | $6,690 | $3,958+69.0% | $4,821+38.8% | $4,297+55.7% |