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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,428 | $56,200-67.2% | $67,653-72.8% | $59,633-69.1% |
| Participation rate | 90.9% | 71.5%+19.4pp | 75.7%+15.2pp | 68.7%+22.2pp |
| Annual return | -1.52% | 18506.71%-18508.2pp | 6625.22%-6626.7pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $2,275 | $1,615+40.9% | $2,266+0.4% | $2,203+3.3% |
| Participant deferral / active EE | $3,445 | $2,843+21.2% | $3,560-3.2% | $3,192+7.9% |
| Admin fee / account holder | $913 | $3,959-76.9% | $4,821-81.1% | $4,297-78.8% |