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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,202 | $162,785-46.4% | $133,959-34.9% | $158,950-45.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.32% | 41.94%-26.6pp | 45.09%-29.8pp | 302.91%-287.6pp |
| Employer contribution / active EE | $1,191 | $4,975-76.1% | $3,919-69.6% | $4,762-75.0% |
| Participant deferral / active EE | $1,922 | $5,910-67.5% | $5,047-61.9% | $5,983-67.9% |
| Admin fee / account holder | $495 | $11,738-95.8% | $8,928-94.5% | $11,248-95.6% |