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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,781 | $148,623-44.3% | $135,974-39.1% | $139,466-40.6% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 22.85% | 79.30%-56.4pp | 68.30%-45.5pp | 373.66%-350.8pp |
| Employer contribution / active EE | $1,693 | $5,246-67.7% | $4,859-65.2% | $4,754-64.4% |
| Participant deferral / active EE | $4,133 | $8,103-49.0% | $7,760-46.7% | $6,712-38.4% |
| Admin fee / account holder | $5,636 | $12,406-54.6% | $10,767-47.6% | $11,409-50.6% |